Why were we voted best in Baldwin County? Simple, by customizing a loan to fit your individual needs.
At First Gulf Bank our customers have the best of both worlds, a mortgage broker working within the bank. Since we have access to over 15 different investors, we can offer programs and rates our competition only dreams about. We know the local market and are able to make decisions on a loan quickly because we underwrite our own loans!
Anybody can do a generic 30 yr fixed loan, it's thinking outside the BOX that sets us apart. Whether you need a true ONE time Construction Perm loan or Stated Income Stated Asset program, we have the expertise to custom fit your loan to your needs. If it is interest only or a 5 year arm, First Gulf has the right loan with you in mind. Baldwin County now has a 100% loan program that was designed for Hurricane Katrina affected areas with great rates and lower monthly payments.
First Gulf Bank covers Baldwin County
and has branches in the following cities:
- Fairhope

- Daphne
- Spanish Fort
- Bay Minette
- Robertsdale
- Foley
- Orange Beach
- Gulf Shores
My Mission Statement:
"I see my primary role is helping you integrate the mortgage you select into your long and short term financial and investment goals while keeping your payment and equity objectives in check."
For more information try my office website:
http://www.tipsformortgage.com/chucktempleton
